If for some reason you have missed out on the fun that is our housing situation . . . I will share it with you. It goes a little like this . . . In December of 2009 Jayson got a job in Clarksville . . . the next day I put the house on the market. We then lived apart for the better part of 3 months until we all went under one roof in Clarksville. So then we had the fun task of paying rent and a mortgage . . . and then my corporate job ended in May . . . and then it became apparent that no one wanted our beautiful home so we asked Wells Fargo if we could do a short sale. They said sure, but lagged their feet for 83 days . . . 83 DAYS!!!! once we got an offer and the buyers walked . . . .they approved the offer 2 days later and the buyers said no thanks . . . . so at this point we have until December 1st to try and sell through short sale, at which point we can then turn it over for a deed in lieu of foreclosure and walk away. I say walk away like there is no harm, no foul - but there is a whole lot of foul . . . well, basically, one main foul - my pristine credit score that I have worked diligently to maintain coming from a background of parental bankruptcy . .. yeah, that credit score has gone from a 740 to a 396 and will keep dropping - though I read if it gets below 300 they just consider it the same as 0. hahaha - now that I've published that on the internet I am sure that I have somehow protected myself from anyone committing identity theft on me :)
Anyway . . . we went to the house. It was a little sad at first. It looked and smelled like a brand new house - like the day we bought it . . . my garden was full of weeds though! And I just stood there staring down at my beloved hardwood floors wondering why no one else saw the beauty in this home. Walking in to the girls rooms - why did I even do that!??! - brought back memories of bringing Samantha home and Marlie getting a big girl room and more memories than I can even type. At first I was sad . . . then I got angry - seriously, at this point I just want to punch someone because of my lack of understanding for the situation. Oh - the funniest part with Wells Fargo is that we have it priced below appraisal, so they won't take any low ball offers - it's like a slap in the face - congrats, you made a good investment but no one really wants your house - so we're just gonna let you hang on to it until we put you completely into financial ruin!
But I am almost to the point that I can honestly say . . .. it's just a house . . . it's just a credit score . . . and you better be damn certain it will be a lllllooooonnnnnggggg time before we buy a house again. We thought we would be in Knoxville for a long time . . . now, we're not so sure where we'll end up (though without Jayson knowing it, I will guarantee you that it will be south of the Mason-Dixon line!!!).
So that wore me out a little bit . . . .but not quite as much as chasing my 2 butterflies around the park for our Hallo-wee-ones party at the park last night!! Whew . . . 3 hours of running around, eating in the grass, and then doing a mock type of trick or treating . . . I was exhausted - but they had a blast!! And my polite little butterflies only took 1 piece from each bowl - so Daddy was a little disappointed that they didn't bring home more candy! haha
And yes - if you're wondering - those are the same costumes they wore last year. I got out some costumes to see what would fit Samantha this year, and they both said they would love to be butterflies - SCORE!! This is the 3rd Halloween for that pink butterfly costume! Thank you Children's Place, I have definitely gotten my $11.95 out of your clearance costume! Somehow I know that this will be the last year I get lucky enough to have them want to repeat a costume!